There may be certain situations when you are waiting for a new venture or want an insurance cover for a short period of time, you can plan for a temporary health insurance. As the name suggests, temporary health insurance policies are short term policies meant for a brief period. They generally last for around six months. Although buying temporary health plans can be cheaper than a regular health insurance plan, there are a few things that must be considered.
Temporary insurance plans do not include preventive medical care, doctor visits and specialized services like dental or vision care. Most of these plans are indemnity plans and you will need to pay for the respective services. It is essential that you get to know about the services that are covered under the particular insurance plan as they may vary. The payments to be made for temporary health insurance plans include deductibles or coinsurance and a regular premium.
It is necessary to understand the details of the temporary health insurance policy, the tenure, the guidelines, the services covered and the necessary formalities.
