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What are the home improvement options that are available for me?

Whom should I contact for my home improvement loan? I have an urgent need of home improvement and as I am unemployed from last three months I am short of money. I was filing my return regularly from last five years and don’t have any other loan on me. To whom should I contact for taking the loan and what according to you is the best and possible option available to me? What is the minimum rate of home improvement loan which is prescribed by the government?

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