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What is the best way of financing home improvement?

I have bought a 120×150 square feet house about 5 months ago on a 100% financed mortgage with an unbelievably low interest rate. That is why I don’t want refinancing. I think that it Is easy for me to do a home equity loan because recently I did the 100% finance. I need nearly 10000 to 12000 for new siding work. so any anyone suggest me some ideas please?

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Dr Prem Jagyasi and Team

Dr Prem is an award winning strategic leader, renowned author, publisher and highly acclaimed global speaker. Aside from publishing a bevy of life improvement guides, Dr Prem runs a network of 50 niche websites that attracts millions of readers across the globe. Thus far, Dr Prem has traveled to more than 40 countries, addressed numerous international conferences and offered his expert training and consultancy services to more than 150 international organizations. He also owns and leads a web services and technology business, supervised and managed by his eminent team. Dr Prem further takes great delight in travel photography.

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