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How does one obtain a home improvement loan?

I am going to make an offer on a HUD home in a good environment and neighborhood. Now the value of the house is $120,000, but they are asking $ 97,000. There is not much updating in this house since 1980’s, when this house was built. after closing on the home, how long it will take to get a home improvement loan? What type of loan do you suggest that would be cheapest up front? I don’t have much knowledge of home improvement loans, so please help me to get a one?

Dr Prem Jagyasi and Team

Dr Prem is an award winning strategic leader, renowned author, publisher and highly acclaimed global speaker. Aside from publishing a bevy of life improvement guides, Dr Prem runs a network of 50 niche websites that attracts millions of readers across the globe. Thus far, Dr Prem has traveled to more than 40 countries, addressed numerous international conferences and offered his expert training and consultancy services to more than 150 international organizations. He also owns and leads a web services and technology business, supervised and managed by his eminent team. Dr Prem further takes great delight in travel photography.

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