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Small monthly investments are your smart bet

We strive to work better so that we can earn better. However, earning alone does not make life any better. It is those small investments and small assets that you start building take you a long way. Not many understand this in the beginning of their lives. It is only a matter of time that a person comes into terms with reality; not knowing where has all the money he earned has gone! It is important to start planning at the right time, investing at the right places and aim at targets set for the future.

Small assets are important too!

Isolated casual woman

Many people may not consider saving for those little assets as they may be of the opinion that these small assets may not hold much value in future. However, it is important to understand the essentiality of these. Take into account your small savings, places and instances where you can save. This will eventually get converted into your small asset; After all, the wise say, ‘Money saved is money earned.’ So, start early for saving small bucks as they would lay the foundation of your future financial health.

Luxuries can be postponed

Competitive business

Everyone wants a luxurious life. But let’s face it: if you spend all on it, then you may not have enough for a decent future. In the fiercely competitive world, the trends are such that one cannot help being a spendthrift; but while aping others, it is equally important to keep a check and more importantly a firm grip of your wallet. Luxuries can be planned well so that they are not heavy on your pocket and does not spoil any of your future savings plan.

Enjoy your job and fulfill your desires

Happy at work

You may always crib about the over-demanding and time-consuming job of yours. It does not leave you with any time for yourself, your family or friends and all such things. While it is natural to feel frustrated after a hard day, you must feel happy about having a job. Your job is your means to earn a living and it helps make yours and your family’s life better. So go ahead and enjoy doing what you do and see your dreams come true, gradually.

Keep a check on your pocket

Woman shopping online with her laptop

Expenditures are an inevitable part of life and so is the urge to keep it under your control. So, why not plan right in the beginning! Take charge of the various credit cards you have, look into the enrolments and subscriptions you have made; do you need all of those? Or can you leave out of a few and save that small penny for the future. It is only with the savings of these pennies that you would reap bigger rewards.

Aim at saving a chunk of your earnings

Couple Saving Money

Once you have your goals set for life, you can chalk out the instances where you can make it big by saving a bigger part of your earnings. Make a budget plan or pattern for your monthly expenditure. Try to save as much as you can from your salary and put it aside in an account as a part of your saving. It will not be difficult if you have your expenses and budget out lined before-hand. Planning in advance will help you revise and analyze your expenditure and thus, you may be able to re-think on whether you have to go ahead with spending or not.

Thus, analyzing and pre-planning will help you organize your savings and this in turn will lead you to achieving your dreams of a luxurious life. So, do not underestimate the strength of small savings.


Dr Prem Jagyasi (c)

Dr Prem is an award winning strategic leader, renowned author, publisher and highly acclaimed global speaker. Aside from publishing a bevy of life improvement guides, Dr Prem runs a network of 50 niche websites that attracts millions of readers across the globe. Thus far, Dr Prem has traveled to more than 40 countries, addressed numerous international conferences and offered his expert training and consultancy services to more than 150 international organizations. He also owns and leads a web services and technology business, supervised and managed by his eminent team. Dr Prem further takes great delight in travel photography.

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